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Small unsecured personal loan is a type of loan offered without the borrower that offer no collateral or security.
On a conference call, White House Press Secretary Josh Earnest sidestepped whether President Obama supported a full ability-to-pay requirement.
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Because of the impact of the presumption of unaffordability for a new covered short-term loan during the term of and for 30 days following a prior covered short-term originated using the ATR approach, lenders would not be able to make another similar covered short-term loan to a borrower within 30 days of the prior loan, unless the borrower's financial capacity had sufficiently improved since obtaining the prior loan.
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