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If a lender or its affiliate makes a non-covered bridge loan during the time period in which any covered short-term loan made by the lender or its affiliate under § 1041.
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When paid over a seven-month period under a traditional installment monthly payment plan, the 18% loan carries a monthly payment of $76, compared to a monthly payment of $89 for the 69% loan.
Even though the remaining balance is forgiven after 20-25 years depending on the payment plan, you could be stuck with a large tax bill after the remainder is forgiven.
You don't have to go through your grandfather, although if you had the money it would probably be the best option.
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