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While COA varies from school to school, your EFC does not change based on the school you.
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Worse, student loans are not like credit card debt and mortgages, which can be canceled if you file for bankruptcy.
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Because our advances are single payment advances (that is, we advance a sum of money that is to be repaid in a lump sum), we are permitted to require ACH repayment in accordance with the Federal Electronic Funds Transfer Act (“EFTA”).
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