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Such practices are at the core of the Bureau's concern about making a covered longer-term loan to a consumer without determining that the consumer will be able to repay the loan according to its terms.
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You may have tried out other options in the past, but this is different.
These loans are short term loans usually lent for weeks or a couple of months (with Wonga its 31 days capped – hence why I title this ‘at Wongas APR not ‘borrowing from Wonga), not years, and for small amounts.
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