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Lenders contribute to this outcome when they encourage borrowers to pay the minimum amount and roll over or reborrow the full amount of the earlier loan.
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The Bureau believes that the proposed disclosures would, consistent with Dodd-Frank section 1032(a), ensure that these costs, benefits, and risks are fully, accurately, and effectively disclosed to consumers.
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If doing so seems impossible, Matthews says seeking input from an impartial financial advisor who can raise red flags and identify future risks.
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“For the years ended December 31, 2011 and 2010, we deposited customer checks or presented an Automated Clearing House (“ACH”) authorization for approximately 6.
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