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I freaked out, and trying to contact the person handling the account, after several times of calling and told shes busy, I didnt care to speak to her and asked for a manager, then my rep finally came to the phone and told me they havent charged my card, and I replied I wouldnt call if a charge wasnt being posted .
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Moreover, the current practice enables to lenders to avoid the procedural costs that the proposed rule would impose.
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