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If the lender did not make the prior loan, or if the borrower's financial capacity would be better for the new loan because of an unanticipated dip in income since obtaining the prior loan (or during the prior 30 days), the lender would need to collect additional documentation to overcome the presumption of unaffordability, direct lender payday loans no teletrack in New Jersey.
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Restrictions on the number of loans the borrower can take out in sequence would lower the expected revenue from the loan sequence.
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