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Under the plan it is now considering, lenders would have to make sure that borrowers can repay their loans and cover other living expenses without extensive defaults or reborrowing.
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Essentially this means that if you fall into a certain group based on your credit rating, and the lender decides that group is now a higher risk than previously, they will put up the interest rate for all the people in that group.
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They also say they report your payment history and when the loan is paid off to credit bureaus.
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