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Limited ("FSCL") and approved by the Ministry of Consumer Affairs.
Installment loan companies the borrower writes a personal check payable to the lender for the amount he wishes to borrow, plus a fee - typically 10% to 25% of the check.
You can typically expect interest rates between 10 and 20 percent.
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The loan application will not be complete until all forms and disclosures are signed by the borrower and co-borrower.
to increase borrowers' awareness of the cost and risk of borrowing unaffordably and ways to help if they have financial difficulties".
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As a result, your loan payment can increase substantially.
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