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The preamble to the amendments included discussion of comments to the proposed rule from 40 U.
Due to small amounts that can be loaned, it is aimed at those who find themselves short until payday.
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This usually happens with merchants that offer gambling purchases, such as gambling vendors, news agencies that sell lottery tickets, or casinos.
Cash loan on the spot the industry seemed well on its way to a slow and steady death until the late 70s, when the anti-usury laws were challenged in the high profile case of Minneapolis v First of Omaha Service Corp.
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