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The usage rate of these repayment plans varies widely but in all cases is relatively low.
Similarly, the Bureau does not believe that overall lender revenues would be significantly reduced as a result of the proposed requirements, in that lenders would still be able to make loans to most consumers, but loans with payments that are within the consumer's ability to repay.
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In this case, loan servicers "have to prepare for the most stringent requirements," Boltansky said.
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