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These rules If the payday falls on a Saturday, Sunday or holiday, then the last working day before such Saturday, Sunday or For example, in February of 2017, where the 15th falls on a Sunday, payday will be on the preceding Friday, February This change was made because once payroll information is transmitted to the direct deposit vendor, the State no longer has control of actual direct deposit settlements.
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The Bureau specifically seeks comment on the burdens of providing these notices through paper, the utility of paper notices to consumers, and additional ways that this provision can encourage electronic delivery.
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When a lender obtains a leveraged payment mechanism, even if a loan payment proves unaffordable, the lender still may be able to extract payment from the consumer's account—especially for loans where payments are timed to coincide with the consumer's paycheck.
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