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Developing procedures to make a reasonable determination that a borrower has an ability to repay a loan without reborrowing and while paying for major financial obligations and living expenses is likely to be a challenge for many lenders.
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The lender subsequently came back and asked us to put her in touch with them, which we did immediately, which often happens with identity fraud.
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We dont have any access to your account information so youll need to get in touch with the lender that you applied with.
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There are several possible reasons, which usually boil down to something in your report looking risky (you may rack up a bunch of debt and not repay it) or fishy (you may be fraudster applying with a stolen identity).
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