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The military annual percentage rate is an “all-in” APR that includes a broader range of fees and charges than the APR that must be disclosed under the Truth in Lending Act.
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For disclosures provided in person, disclosure systems produce a disclosure, which the lender then provides to the borrower.
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Storefront lenders normally collect payment in cash and only deposit checks or submit ACH requests for payment when a borrower has failed to pay in person.
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