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A lender's determination that a consumer will have the ability to repay a covered longer-term loan is not reasonable within the meaning of § 1041.
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Choosing this option means it will take longer to pay off the car, but the monthly payments might be more affordable.
If you reside in Victoria and receive Centrelink payments, you may be eligible for a low or no interest loan from Good Money.
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A common fee limit is 25 percent of the loan amount per month, but roughly half of the authorizing States have no restrictions on rates or fees.
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The term will be 10 weeks if you repay weekly or fortnightly or 3 months if you repay monthly.
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