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The HUD (Department of Housing and Urban Development) has a very detailed method that outlines all the steps you need to take to purchase a home.
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Remind your lender that you're paying PMI to help the refinance process move more smoothly.
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The key is to keep a watchful eye and stay aware of companies that seem suspicious.
If you are joint on a loan, know that some financial institutions only report information about the primary borrower, not any secondary borrowers or co-signers.
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Most localities depend upon real estate prices to raise property tax revenue.
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