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The Bureau seeks comment on this proposed approach and on whether payment withdrawal attempts by debit cards or prepaid cards pose other consumer protection concerns.
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Using this tool, you can see what your current plan looks like, but also how additional payments will affect your pay off goals.
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So long as the loan did not come with a prepayment penalty, these consumers would not be adversely affected by obtaining such a loan since, if the lender underestimates their ability to repay, the consumers could prepay the loan.
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