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citizen at least 18 years of age, gainfully employed with monthly income of at least $750, and a checking account that is both active and in good standing.
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As long as investors desperate for yield are chasing lending products, these fintech companies will likely fare well.
This is a bit naive and not actually true in some areas.
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MoneyGram is licensed as a Money Transmitter by the Banking Department of the State of New York.
It is usually paid back by the borrower either via direct debit from a bank account or as a deduction from a salary.
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Defaults count against you for at least a year, and they'll stay on your file for the next six years.
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